Rent Meter™

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Know what every housing arrangement actually pays.

Enter your state, city, and property, then compare market rent, Section 8 payment standards, shared living, sober living, rehab, transitional, group home, senior care, student, and veteran housing income against your mortgage — side by side.

Investor CenterRental Center

50

State Rent Baselines

10

Program Types

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Mortgage Compare

Per Bed

& Per Diem Rates

Local Rent Baselines

State Fair Market Rent anchors adjusted for area type and bedroom count.

Section 8 / HCV

Payment standard modeling from 80–120% of FMR with utility allowance netting.

Shared & Sober Living

Per-room and per-bed pricing for shared housing and recovery residences.

Rehab & Treatment

Bed-day reimbursement modeling for licensed residential treatment housing.

Transitional & Veterans

Continuum of Care, ESG, HUD-VASH, and Grant Per Diem funded arrangements.

Mortgage Reality Check

Every arrangement scored against your real payment, taxes, insurance, and operating cost.

Rent Meter™

What every housing arrangement pays in your area.

State

City

Matched Texas city

ZIP Code

Area Type

Bedrooms

3

Licensed / Rentable Beds

6

PHA Payment Standard

100% of FMR

Utility Allowance

$160

Occupancy

90%

Monthly Operating Cost

$900

Property Price

$350,000

Down Payment

20%

Interest Rate

6.500%

Loan Term

Area Fair Market Rent

$1,958

3 BR · Metro · Houston, Texas

Monthly Mortgage

$2,222

P&I plus taxes, insurance, reserves

Principal & Interest

$1,770

Best Net Arrangement

Assisted / Senior Care Living

$14,645 / mo net

Going Rates · Houston, Texas

Sources last updated 1/1/2026

ArrangementRatePer Bed / DayMonthly GrossNet vs Mortgage

Market Rent

Tenant (private lease)

Open-market lease for the whole unit at local comparable rents.

$1,958/unit mo$11$1,763$-1,3590.79x

Section 8 / HCV

PHA voucher + tenant share (federal, HUD)

Payment standard is typically 90–110% of FMR. Tenant pays ~30% of adjusted income; the PHA pays the balance via HAP.

$1,798/unit mo$10$1,619$-1,5030.73x

Shared Living / Room Rental

Tenant, often week-to-week

Per-room rates with utilities included; total unit yield usually exceeds a single lease.

$921/bed mo$30$4,975$1,8532.24x

Sober Living / Recovery Residence

Resident, family, or grant subsidy

Peer-run housing, no clinical services. State affiliate certification usually required.

$1,253/bed mo$41$6,768$3,6463.05x

Drug & Alcohol Rehab Housing

Medicaid / insurance / state behavioral health

Residential treatment is licensed and reimbursed per bed-day; housing is bundled with clinical care.

$2,611/bed mo$86$14,097$10,9756.34x

Transitional Housing

HUD Continuum of Care / city or county contract

Time-limited (up to 24 months) with case management; funded via CoC or ESG contracts.

$1,454/bed mo$48$7,852$4,7303.53x

Group Home / Supported Living

State Medicaid waiver (IDD / behavioral)

Licensed capacity with staffing ratios; rate blends room, board, and support hours.

$1,817/bed mo$60$9,814$6,6924.42x

Assisted / Senior Care Living

Private pay + state waiver

Room, board, meals, and personal care. Memory care prices above the base rate.

$3,290/bed mo$108$17,767$14,6458.00x

Student Housing (By-the-Bed)

Student / guarantor

Academic-year leases; summer vacancy should be modeled at reduced occupancy.

$1,063/bed mo$35$5,740$2,6182.58x

Veterans (HUD-VASH / GPD)

VA + HUD voucher

HUD-VASH pairs a voucher with VA case management; GPD pays a per-diem for beds.

$1,324/bed mo$44$7,149$4,0273.22x

Research Sources

Rates are planning estimates built from state Fair Market Rent anchors, area type, bedroom count, and program structure. Confirm Section 8 payment standards with your local Public Housing Authority and confirm licensing, per-diem, and Medicaid waiver rates with your state agency before signing contracts.

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